Customized Private Flood Programs

Highland Insurance Solutions is a leading managing general agent and a wholly owned subsidiary of WNC Insurance Services and Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market, rated A (Excellent) by AM Best for financial strength. The Highland team has underwritten, developed or overseen flood insurance programs for insurance and reinsurance companies, managing general agents (MGAs) and the National Flood Insurance Program (NFIP) / Write Your Own (WYO) insurance companies.

As one of the first companies to develop flood insurance modeling for underwriting, rating and geographic probable maximum loss “PML” analysis, our proprietary flood models were used in creating underwriting standards that have produced excellent results over the past 30 years for our insurance and reinsurance partners. Currently, Highland manages 35 private flood insurance programs with more than $45 billion of flood insurance written throughout the United States.

Highland Insurance Solutions offers a wide variety of comprehensive and custom flood risk solutions ranging from underwriting services to the development of tailored endorsements or stand-alone flood insurance policies. Our solutions for flood coverage are offered on a primary or excess basis with target markets including primary and secondary residential structures, other residential occupancies and non-residential exposures.