Investor
If you invest in different types of real estate properties in short and medium-term investment cycles, WNC’s InvestorSelect™ is your convenient and easy solution to secure multi-peril coverage for your properties. You can also add liability, flood, and earthquake coverage if you need it. WNC also offers REOSelect™, the quickest and easiest way to secure hazard coverage for bank-owned, foreclosed or repossessed properties. With options to add liability, flood, and earthquake coverage when you need it, REOSelect is a mortgage lender’s or servicer’s hassle-free choice.
With InvestorSelect and REOSelect, place and cancel coverage online 24/7 through WNC’s iClient portal or send us a file of your investment properties that need coverage. You pay only for the time coverage was in effect – no more, no less.
Financial Strength
Wholly owned by Tokio Marine Kiln, one of the largest Lloyd’s carriers, rated A (Excellent) for financial strength
Best-In-Class Service
We offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own
Easy Coverage Placement
Simply place and cancel coverage online at your convenience 24/7 through WNC’s secure iClient portal
Why InvestorSelect?
With InvestorSelect, you report properties for coverage and pay premiums monthly. In other words, you only pay premiums for the months that you need coverage. In addition to unmatched flexibility, InvestorSelect gives you more benefits and options:
- All types of 1-4 family residential properties accepted, including mobile and manufactured homes
- All-risk coverage with maximum limits up to $5 million per insured location
- Replacement cost claim settlement — no depreciation adjustments for residential dwellings and no coinsurance requirement
- Wind coverage included — even in coastal areas and for named storms
- Deductible options from $1,000 up to $100,000 (special wind deductibles apply)

Frequently Asked Questions About InvestorSelect
There are several options available for reporting properties for coverage. First, by an Excel spreadsheet that WNC will provide. Second, by data file transmission directly from your system to WNC. Lastly, via WNC’s convenient, proprietary and web-based iClient application where you can complete insurance transactions online 24/7.
WNC will request information such as property address, coverage amount and type of coverage, in addition to other property & coverage information as needed. The rates and premiums will be determined by WNC, via our spreadsheet or iClient.
You can backdate coverage up to 30 days. We automatically cover any property that you need to insure prior to your next monthly report. For example, if you provided your report on the 15th of the month and added a property on the 17th, you are covered for that property and you would simply add it to your next monthly report.
As mentioned above, you can backdate coverage but only up to 30 days. In this case, you would need to contact your WNC representative for assistance on obtaining coverage that exceeds the backdating limit of 30 days.
Your premium is billed monthly. If you need to cancel coverage for any property dating back more than one month, please contact your WNC representative for assistance.
Your InvestorSelect master policy is issued with your portfolio profile in mind. If you need additional limits or changes to your program, your master policy can be endorsed to accommodate your current requirements.
We will provide you with claim forms when we issue your InvestorSelect master policy. When you need to file a claim, simply fill out the claim form and email it to mortgageclaims@preciseadjustments.com, or for direct claim reporting, call Precise Adjustments at 800-627-7601.
Normally, claims are closed within 30 business days from the date they are filed. In more favorable situations, some claims close sooner
All 1-4 family residential property types are eligible including mobile and manufactured homes. For other property types, please contact your WNC representative.
Yes, you have the option to add general liability and contractors liability coverages.
InvestorSelect is not available for properties in these territories at the present time. If you have properties in these areas, please contact your WNC representative.
Why REOSelect?
REOSelect provides immediate protection of your real estate owned (REO) properties with the flexibility of choosing the coverages, limits and deductible you prefer. In addition to unmatched flexibility, REOSelect gives you more benefits and options:
- Wide eligibility — accepts all types of residential and commercial properties, including mobile and manufactured homes
- All-risk coverage with limits starting at $1 million per location at competitive rates
- Replacement Cost claim settlement — no depreciation adjustments for residential and commercial buildings
- Wind coverage included — even in coastal areas and for named storms
- Deductible options from $1,000 up to $100,000 (special wind deductibles apply)

Frequently Asked Questions About REOSelect
There are several options available for reporting REO exposures to WNC. First, by an Excel spreadsheet that WNC will provide. Second, by data file transmission directly from your system to WNC. Lastly, via the Internet and WNC’s convenient, proprietary and automated iClient application where you can complete insurance transactions anytime, 24/7.
WNC will request information such as property address, coverage amount and type of coverage, in addition to other property & coverage information as needed. The rates and premiums will be determined by WNC, via our spreadsheet or iClient.
You can backdate coverage up to 30 days. We automatically cover any property that becomes REO prior to your next monthly report. For example, if you provided your report on the 15th of the month and foreclosed on a property on the 17th, you are covered for that property and you would simply add it to your next monthly report.
As mentioned above, you can backdate coverage but only up to 30 days. In this case, you would need to contact your WNC representative for assistance on obtaining coverage that exceeds the backdating limit of 30 days.
Your premium is billed monthly. If you need to cancel coverage for any property dating back more than one month, please contact your WNC representative for assistance.
Your REOSelect master policy is issued with your portfolio profile in mind. If you need additional limits or changes to your program, your master policy can be endorsed to accommodate your current requirements.
We will provide you with claim forms when we issue your REOSelect master policy. When you need to file a claim, simply fill out the claim form and email it to mortgageclaims@preciseadjustments.com, or for direct claim reporting, call Precise Adjustments at 800-627-7601.
Normally, claims are closed within 30 business days from the date they are filed. In more favorable situations, some claims close sooner.
All property types are eligible (i.e., residential, commercial, mobile and manufactured homes). For commercial properties with heavy manufacturing, please contact your WNC representative.
Yes, liability coverage for vacant land is available.
REOSelect is not available for properties in these territories at the present time. If you have REO properties in these areas, please contact your WNC representative for assistance.
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Sheri Kordsmeier
Senior Vice President, Partnership Development Team, Specialty Property Division
Scott Phillips
Senior Vice President, Business Development, Specialty Property Division
Scott Phillips joined WNC in 2019 as Senior Vice President of Business Development. In his role, he is responsible for driving strategic growth opportunities and developing new client relationships … Read more
Dava Wittig
Executive Vice President, Specialty Property Division
Dava Wittig is responsible for strategic sales for the Specialty Property Division, which includes Lender Placed, Investor, REO, ancillary products and other innovative solutions for the marketplace … Read more