National Flood Insurance Program (NFIP) Rates Set to Increase Again April 1

31 March 2020

The National Flood Insurance Program (NFIP) is set to increase rates once again on April 1, per Federal Emergency Management Agency (FEMA) bulletin W-19014 published last October. Some of the upcoming increases to note include:

Pre-FIRM Subsidized Rates:
  • Primary Residences – +7.5%
  • Non-Primary Residences – +23.1%
  • Non-Residential Businesses – +24.2%
Post-FIRM A Zones – Up to a 5.1% increase
Preferred Risk Policies (PRPs) – +12.5%
Newly-Mapped Policies – +15%
Reserve Fund Assessment Fee – +15-18%

With an average increase in rates of 9.9% taking effect on April 1, and another rate hike planned for January 1, 2021, it has never been a better time to explore the benefits of private flood insurance and review WNC Insurance Services’ rate-stable solutions with your valued customers. Our private flood programs offer a wider range of options than provided under the NFIP, including competitive rates, higher limits and broader coverages. It’s why WNC has been at the forefront of private flood insurance for more than 25 years.

To have WNC review your upcoming NFIP renewals for competitive quotes, just send us a current flood Dec Page and our underwriters will do the rest! For additional questions about WNC's programs, contact us today at or visit our website to learn more about WNC’s comprehensive flood offerings.

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